Legal Analyst

Employer: Republic Business Credit, a subsidiary of Renasant Bank

This position serves Republic Business Credit which is a subsidiary of Renasant Bank. The Legal Analyst will support legal, compliance and underwriting activities to ensure legal documentation is prepared and executed consistent with the Credit Policy, Governance Policy, and other company policies ("Company Guidelines"), approved underwritten terms ("Client Credit Approval", "CCA"), and approved credit amendments.

This position will primarily support the Legal, Underwriting, Client Acquisition, and Client Services teams across its suite of products, including factoring, traditional factoring, and asset-based lending.

This individual will be expected to proactively learn, engage and develop meaningful awareness of the nationwide rules and regulations in the commercial finance industry.

The Legal Analyst will represent Republic both internally and to the external marketplace with professionalism and excellent communication skills. This position is expected to:

Work closely with the Legal, Underwriting, Client Services, and Client Acquisition teams to ensure client onboarding and client management follow Company Guidelines
• Work closely with the Legal Manager, Underwriting, and Client Services teams to review and assess existing clients for compliance with policies and procedures
• Ensure legal compliance for new clients being introduced and existing clients
• Ensure applicable rules and regulations are adhered to for new and existing clients
• Be current with Republic Business Credit's operating procedures as set out in the Credit Policy, How to Guide, and other business resources
• Perform other related duties as assigned

REPUBLIC BUSINESS CREDIT AND RENASANT BANK ARE EQUAL OPPORTUNITY EMPLOYERS

• Assist Client Acquisition with the preparation and management of Non-Disclosure Agreements ("NDA") and Referral Agreements
• Order and review due diligence searches including, but not limited to, entity status, personal credit reports, business credit reports, tax and other lien searches, pending litigation, and UCCs
• Prepare and record necessary UCC filings for new and existing clients
• Review due diligence and provides Underwriter with analysis of potential legal issues and delinquent required documentation
• Draft necessary legal documents for client onboarding and client management to include, but not limited to, closing documents, third party agreements, client amendments, notices, terminations and change forms
• Efficiently and accurately utilize DocuSign or equivalent to obtain e-signatures on all required legal documentation
• Manage the library of legal documents, ancillary forms, client related documents, and templates to ensure proper filing and naming conventions are followed
• Liaison with Accounting, Underwriting, and Legal Manager in appropriate SOX and BSA compliance
• Assist Management and Accounting in vendor reviews and related contracts, including lease renewals
• Interact with third party vendors and legal representatives, including reviewing contracts and verifying invoices for services
• Perform routine internal audits of required processes including, but not limited to, underwriting and legal checklists, disclosure requirements, monthly reporting compliance, state regulations, and privacy notifications
• Complete legal research projects and summaries on a variety of topics as assigned

• Bachelor's degree required; Paralegal Certificate preferred
• Minimum of 5 years of experience in legal and/or commercial finance law
• Strong problem-solving skills
• Ability to critically think and evaluate solutions to complex problems
• Strong communication skills
• Ability to seek and gather information from a variety of sources
• Accurate and thorough in all work duties
• Ability to work independently while collaborating in a team environment
• Ability to meet deadlines and manage expectations
• Ability to multi-task and prioritize workload as needed
• Competency in Microsoft Office (particularly Word and Excel) and Google (Google Mail, Google Docs/Sheets and Google Drive)

Physical Demands

The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear. The employee is occasionally required to walk. The employee must occasionally lift and /or move up to 25 pounds. Specific vision abilities required by this job include close vision, peripheral vision, depth perception and the ability to focus.

Work Environment

The Bank's professional working environment requires employees to communicate effectively, both verbally and in writing. Employees must demonstrate strong interpersonal skills when working closely with internal business partners and external clients. Employees may be exposed to confidential and propriety information within the working environment, therefore, must uphold confidentiality at all times. Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed instructions and procedures are required to be followed at all times to safeguard the Bank's employees, customers, and assets.

The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. The principal duties and responsibilities enumerated are all essential job functions except for those that begin with the word "May".

This job description is intended to describe the normal level of work required by the person performing the work. The principle duties outlined are the essential responsibilities and duties. Other duties may be assigned as needs arise. Job requirements and/or processes may be modified to reasonably accommodate persons with a disability as required by law.

This description is not intended as a contract and is subject to change. Any written contractual agreements supersede this job description.