Processor - Mortgage Construction Loan

Position Title: Mortgage Construction Loan Processor
Reporting Manager: Mortgage Construction Loan Manager

Essential Duties and Responsibilities:
1.Maintains member contact and provides frequent and timely status updates according to Call Report requirements.
2.Manages and reviews pipeline daily to ensure efficient processing and management of new construction loan applications and projects currently in progress.
3.Serve as liaison between members and builders during the construction project.
4. Obtains all documentation required from the member or 3rd parties to complete the mortgage transaction.
5.Reviews and evaluates all credit, asset, income, contract, appraisal and title documents according to policy and guidelines.
6.Ensures all documentation for mortgage loans is accurate and meets TDECU and secondary market guidelines.
7.Organizes and prepares loans for closing and modification.
8.Administers construction draws and monitors progress and budgets, logging and maintaining project and budget data in the appropriate systems.
9.Supports Mortgage Construction Loan Manager in review of construction-related documents.

Minimum Qualifications:

Education: High School Diploma or equivalent required.

Experience.3+ Years job related experience including familiarity with Customer Service, Lending, or Loan Processing is required. 1+ Years experience in Residential Construction Loan Processing or equivalent preferred. Proficient in Microsoft office, particularly Excel experience

Knowledge, Skills, and Abilities
*Ability to think logically and strategically
*Ability to analyze data and present in an understandable way
*Strong oral, written and verbal communication skills
*Demonstrated customer service and people skills
*Problem solving both in the moment and root cause
*Attention to detail and strong organization skills
*Ability to work in fast paced, constantly changing environment
*Ability to act independently, pro-active self starter, acts on opportunities, practices self development

Physical Demands and Work Environment:
(The physical demands and work environment characteristics described herein are representative of those that must be met by an employee to successfully perform essential functions of this position and/or may be encountered while performing essential functions. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.)
While performing the essential duties of this position, an employee would frequently be required to stand, walk, and sit. An employee must frequently lift and/or move up to 10 pounds and may occasionally lift and/or move up to 25 pounds to perform essential position functions.
Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus. The noise level in the work environment is usually moderate.

Disclaimer: The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties, and skills required of personnel so classified.

Texas Dow Employees Credit Union is an equal opportunity employer, dedicated to a policy of non-discrimination in employment on any basis including race, color, age, protected veteran status, sex, religion, disability, genetic information, national origin or other status protected by federal, state or local law. Consistent with the American Disabilities Act, applicants may request accommodations needed to participate in the application process.