Fraud Intelligence Analyst

Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits?

Our "people helping people" philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference.

While we're proud of our history, we're even more excited about our future. With business and technology transformation on the horizon, there's never been a better time to be part of BECU.

PAY RANGE

BENEFITS

Employees and their eligible family members have access to a wide array of employee benefits, such as medical, dental, vision and life insurance coverage. Employees have access to disability and AD&D insurance. We also offer health care and dependent care flexible spending accounts, as well as health savings accounts, to eligible employees. Employees are able to enroll in our company's 401k plan and employer-funded retirement plan. Newly hired employees accrue 6.16 hours of paid time off (PTO) on a per pay period basis based on hours worked (up to a maximum of 160 PTO hours per year) and receive ten paid holidays throughout the calendar year. Additional details regarding BECU Benefits can be found here.

IMPACT YOU'LL MAKE:

As a Fraud Intelligence Analyst, you'll play a key role in protecting BECU and its members from fraud. Your deep analytical skills and fraud domain knowledge will help uncover emerging threats, analyze suspicious activity, and collaborate with internal teams and external partners to build smarter fraud prevention strategies. This role empowers you to think critically, explore complex datasets, and directly influence how we safeguard the financial well-being of our members. Your insights will help shape how we detect fraud today-and prevent it tomorrow.

WHAT YOU'LL DO:

• Deliver Insightful Analysis: Create and maintain dashboards and reports that provide visibility into fraud trends, enabling better decision-making and response.
• Spot Emerging Threats: Monitor fraud activity across products and channels, identifying patterns and trends before they escalate.
• Drive Root Cause Solutions: Use statistical and performance analysis to identify gaps and opportunities for improvement in fraud detection.
• Refine Our Defenses: Continuously evaluate new data sources to uncover novel patterns and support the evolution of our fraud strategies.
• Communicate Key Findings: Provide timely updates to leadership on fraud patterns, vendor tool effectiveness, and actionable intelligence.
• Enhance Tools and Models: Collaborate with vendors, product managers, and digital teams to improve detection rules and modeling accuracy.
• Meet Performance Metrics: Stay accountable to key fraud performance indicators and strive to exceed expectations.
• Partner for Progress: Join discussions with internal stakeholders and external partners to support the rollout of fraud mitigation solutions.
• Lead Collaborative Calibrations: Participate in fraud review sessions to surface potential threats, explore root causes, and implement solution strategies.
• Track Performance: Maintain ongoing tracking of fraud model outcomes to ensure tools remain accurate and effective.
• Be Ready to Pivot: Take on additional fraud-related duties and support other projects as needed.

This isn't just about ticking off tasks on a list. It's about making a significant, positive change in BECU's journey, where your contributions are valued, and your growth is continually fostered.

WHAT YOU'LL GAIN:

Talent Persona:
You're curious, analytical, and highly detail-oriented. You enjoy digging into data to uncover insights that others might miss. You're motivated by impact-your work matters because it protects people. You thrive in fast-paced environments where collaboration, critical thinking, and adaptability are key.

What Attracts You to This Role:

• Purposeful Work: Help protect millions of dollars and safeguard members' trust.
• Endless Curiosity: Explore complex fraud patterns and dig deep into datasets.
• Real Collaboration: Partner with fraud experts, vendors, product, and digital teams.
• Skill Expansion: Advance your analytics, modeling, and fraud investigation capabilities.
• Forward Thinking: Influence BECU's future with your strategic and data-driven insights.

QUALIFICATIONS:

Minimum Qualifications:

• Bachelor's degree in business administration, statistics, related field or equivalent work or educational experience.
• Minimum of two years of experience in fraud investigations and analysis, conducting forensic analyses on large, disparate data sets to detect and investigate anomalies, developing actionable insights, developing strategy, or equivalent work or educational experience.
• Proficient PC skills (MS Office), working knowledge of reporting software and database querying tools, and the ability to learn new software.
• Good project management skills.
• Full-time hours required with additional hours as necessary.

Desired Qualifications:

• Experience specifically detecting and analyzing fraud, abuse, or other unlawful activity in a large-scale financial system, identity system, advertising platform, and/or comparable environment.
• Excellent verbal and written communication, and presentation skills, including the ability to explain findings and recommendations clearly and succinctly to a diverse array of audiences.
• Certified Fraud Examiner (CFE) or equivalent fraud certification.

JOIN THE JOURNEY:

Ready to make an indelible impact? Eager to be a part of a collaborative and innovative team where your ideas and contributions don't just fill a role, but fuel the growth and success of BECU? This is more than a job - it's a chance to elevate your career, skills, and future, all while contributing to the robust technological landscape of BECU.

Embrace the opportunity to grow with us. Apply now, bring your expertise to the table, and let's achieve excellence together at BECU. Your journey of influence, innovation, and impactful contribution starts now.

#BECU #YourGrowth #BECUJourney

BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status.