New

Senior Mortgage Underwriter (Remote WA, ID, CA, OR)

Banner Bank
paid holidays, sick time, tuition reimbursement, 401(k)
United States, Oregon, Portland
101 Southwest Main Street (Show on map)
Feb 04, 2026
More than 135 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. These core values shape our culture, and we were recently Great Place to Work Certified because of our outstanding workplace culture and employee experience. As well, our financial strength and stability are key reasons Forbes named us one of the Best 100 Banks in America for the ninth consecutive year. With more than $16 billion in assets and 135 branch locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations. As a Mortgage Underwriter at Banner Bank, you play a vital role in helping individuals and families achieve homeownership while protecting the bank's commitment to responsible lending. This role blends deep underwriting expertise with collaboration, problem-solving, and regulatory care. You'll be trusted to make sound credit decisions that support both our customers and our long-term success. In this role you'll Apply underwriting standards adopted by the Board of Directors, investors, agencies, and regulatory requirements. Underwrite residential loan applications to ensure compliance with Banner Bank portfolio guidelines, secondary marketing conduits, and private mortgage insurance companies. Partner closely with loan officers and processors to support the origination and structuring of residential loans. Provide guidance on complex or challenging loan scenarios to help teams move applications forward. Ensure full compliance with internal policies, procedures, security standards, and all applicable federal and state regulations. Maintain a strong awareness of changing regulatory, investor, and agency requirements that impact underwriting decisions. What we're looking for You have a High School Diploma or G.E.D. (Required). An equivalent combination of education and experience can be considered in lieu of a degree. You bring six or more years of mortgage underwriting experience (Required). What helps you shine You have advanced knowledge of 1-4 family residential underwriting guidelines across multiple loan programs. You are comfortable underwriting a wide range of loan types and navigating investor and agency requirements. You communicate clearly and professionally, both in writing and verbally, and enjoy supporting partners across the loan production team. You stay organized, manage multiple priorities, and consistently meet deadlines in a fast-paced environment. You are proficient in Microsoft Word and Excel and have a solid understanding of accounting principles. You maintain a strong working knowledge of federal and state laws and regulations related to residential underwriting. Our company values Do the right thing Teamwork Quality Accountability What our team says "I have the opportunity to learn and grow every day in my current role. I love the work life balance, knowing that we work hard, and strive for high performance but we are celebrated." - Glassdoor review Compensation & benefits Targeted starting salary range (based on experience): $33.98-$45.98/hr Annual incentive potential Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life Paid vacation time, sick time and 11 company paid holidays 401k (with up to 4% match) Tuition reimbursement Review Banner's employee benefits at: Employee Benefits \| Banner Bank Please take time to review Banner Bank's Consent & Privacy notice before applying. Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status. Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.