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Senior Financial Analyst

Frontier Direct Care
life insurance, vision insurance, parental leave, paid time off, 401(k)
United States, Texas, Harlingen
1203 West Harrison Avenue (Show on map)
Feb 26, 2026
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Description

At Frontier, we are transforming healthcare. Our patients get access to the care they need quickly and efficiently while experiencing improved health outcomes for the first time in their life. Join us in shaping the future of healthcare!

TRANSFORM HEALTHCARE AND CREATE MASSIVE IMPACT

We build experiences people love by incorporating empathy, care and trust. We challenge the status quo to restore the patient-provider relationship, starting with a team that deeply cares about healthcare and each other.

DO THE BEST WORK OF YOUR LIFE

We've redefined patient care and engagement, proving it's possible to build a premium healthcare brand. Supported by top healthcare funds and industry leaders, our strong team is rethinking collaboration and building a global, household name. Join us and do the best work of your life.

We are seeking a highly analytical and mission-driven Senior Financial Analyst (SFA) to support financial modeling, risk analysis, and strategic decision-making across our clinic system. This role will partner closely with Finance, Sales, Operations, and Clinical leadership to provide advanced financial analysis and strategic decision support, offering a unique opportunity to apply sophisticated modeling expertise to innovative provider-based care delivery.

Key Responsibilities

Performance Modeling

  • Develop and maintain financial and actuarial models that support Frontier's model of reducing overall cost of care and improving health outcomes among self-insured employers.
  • Quantify and analyze year-over-year cost savings, ER/Urgent Care claims reduction, high-cost claimant reduction, and clinic utilization trends.
  • Support savings guarantee tracking and validation; develop forecasting tools to support contractual savings guarantees.
  • Design and/or vet ROI methodologies across new employer segments and markets.
  • Assist in benchmarking Frontier's performance against traditional health plan cost structures.
  • Evaluate clinical and operational performance metrics such as engagement rates, clinic utilization, specialty diversion, and high-cost patient management.
  • Analyze utilization patterns, claims-equivalent data, and population health trends to identify opportunities for cost reduction and care optimization.
  • Partner cross-functionally with clinical and operations leaders to align financial performance with care delivery outcomes.

Strategic Planning

  • Partner with executive leadership to inform budgeting, forecasting, and long-term strategic planning.
  • Provide financial insights to support employer reporting, board reporting, and customer-facing presentations.
  • Communicate findings clearly and effectively to non-technical stakeholders, including clinical teams, operational leaders, and external customer groups.
  • Contribute to pricing strategy and financial modeling for new products (e.g., Frontier Rx) and expansion into new employer locations.
  • Support pro forma modeling, sensitivity analyses, and risk scenario planning.
Requirements

Required Qualifications

  • Minimum 5 years of progressive experience in: Financial planning & analysis (FP&A), Corporate finance and/or Investment banking
  • Experience supporting budgeting, forecasting, and financial modeling processes
  • Exposure to executive-level reporting
  • Advanced Excel skills (required: financial modeling, scenario analysis, sensitivity analysis, Advanced formulas (INDEX/MATCH, SUMIFS, VLOOKUP, etc.)
  • Experience with financial systems (e.g., NetSuite, SAP, Oracle, Workday Adaptive, Anaplan, etc.) and Business Intelligence tools (Power BI / Tableau, SQL)
  • Strong understanding of: Financial statements (P&L, Balance Sheet, Cash Flow), Variance analysis, Forecasting methodologies, KPI tracking

Preferred Qualifications

  • Healthcare finance or industry-specific finance
  • Experience with provider-side healthcare analytics or medical billing/coding knowledge
  • Background in value-based care or population health models
  • Experience with Direct Primary Care (DPC), Accountable Care Organizations (ACOs), or alternative payment models
  • Experience supporting self-insured employer populations

BENEFITS

Taking Care of You Now and Your Future

  • Medical, dental, and vision insurance
  • Frontier Direct Care Membership for you and your immediate family
  • Voluntary insurance: short-term disability, long-term disability, life insurance, and other supplemental insurances
  • 401(k) plan: Free access to financial wellness platforms that provide financial advisors + personal finance tools
  • Enjoy our Paid Time Off (PTO) policy. Within this benefit, we include up to 5 unplanned days off per year
  • 9 additional company holidays
  • Parental leave policies

At Frontier, we value diversity. We are an equal opportunity employer: we do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

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