New

Commercial Underwriting Team Lead

Western Alliance Bancorporation
$159,745.00 - $197,331.00
dental insurance, tuition assistance, 401(k)
United States, California, Los Angeles
601 West 5th Street (Show on map)
Mar 25, 2026
Job Title: Commercial Underwriting Team Lead Location: Los Angeles What you'll do: As a Commercial Underwriting Team Leader I - Mid Market you'll be responsible for providing financial, credit, and trend analysis for the delivery of the Banks credit products and services to clients and prospects. You'll lead a team of Underwriters and Credit Analysts and actively manage, coach, and counsel individuals to improve their understanding of underwriting responsibilities and the significance of underwriting and risk management. One of your key responsibilities is to build partnerships with loan coordinators to obtain information needed to underwrite the credit requests. Our Commercial Underwriting Team Leaders act independently of sales teams to structure and evaluate credit requests and retains responsibility for attaining established Bank and divisional financial goals, balance sheet limits and portfolio reporting. Review credit analysis of new and existing credit requests and prepares financial analysis of tax returns (personal and business), analyzes financial statements and financial projections and is well versed in modeling a sensitivity and break-even projection analysis. Evaluate complex credit requests. Independently underwrite new credits and/or changes to existing credits and manages appropriate loan covenants to provide early triggers to detect deterioration of the credit. Take lead and review work/spreads completed by credit analysts and provides feedback and guidance. Ensure compliance with all applicable regulations, policies and procedures. Keeps up with changes to banking regulation and completes bank training courses on-line. Perform independent analysis of appraisal, environmental reports, and other third party reports including collateral audits and inventory or appraisals. Assign risk rating on new loan requests according to bank policy. Responsible for reviewing the calculations for spreads and due diligence documentation once completed by credit analysts. Always ensure compliance with all applicable regulations, policies and procedures. Keep up with changes to banking regulation and completes bank training courses on-line. Lead and develop a team; responsible for hiring, coaching, performance management, training and development. What you'll need: 7+ years of related experience. Bachelor's degree or equivalent experience required. Previous leadership experience preferred. Advanced knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services. Advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices. Advanced speaking and writing communication skills. Compensation: Salary range for new hires is generally $159,745.00 - $197,331.00 for Los Angeles, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned and restricted stock. Benefits you'll love: We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career! About the company: Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. Western Alliance Bancorporation